Commercial Claim Steps

1. Assess the Damage:

o Conduct a thorough inspection of your business property to document all damages. Take detailed photographs and notes of affected areas, including equipment, inventory, and structural damage.

2. Call WilAmy Public Adjuster:

o At WilAmy Public Adjuster, we specialize in advocating for business owners.

3. We will Contact Your Insurance Company:

• Let us notify your insurance provider about the incident as  soon as possible. We will guide you on the initial steps and provide  you with a claim number.

4. Schedule a Consultation:

o Arrange a meeting with your chosen public adjuster. During this consultation, they will discuss your situation, explain their services, and outline the claims process tailored to your business needs.

5. Gather Documentation:

• Provide your public adjuster with all relevant documentation, including: 
• Your insurance policy details
• Photos of the damage
• Any correspondence with your insurance company
• Financial records, such as profit and loss statements, to demonstrate the impact of the loss on your business.

6. Claim Preparation:

o Your public adjuster will prepare the claim on your behalf, ensuring that all necessary details are included and that the documentation is comprehensive.

7. Submit the Claim:

o The public adjuster will submit the claim to your insurance company, advocating for the maximum compensation you deserve for your business interruption and property damage.

8. Follow Up:

o Maintain communication with your public adjuster and your insurance company. Your adjuster will handle negotiations and keep you informed about the claim's progress.

9. Review the Settlement Offer:

o Once the insurance company reviews the claim, they will provide a settlement offer. Your public adjuster will help you evaluate this offer and negotiate if necessary to ensure it meets your business's needs.

10. Finalize the Claim:

o After reaching an agreement, ensure that all paperwork is completed and that you receive the compensation. Your public adjuster will assist in closing the claim.